F-001 · Incident lane
Failed payments get one retry
- ExpectedWhat should happen
- A payment failure reason changes how the failure is retried.
- ObservedWhat actually happens
- Gateway failure codes are captured on every attempt, but the CRM retry rule treats hard, transient and bank-side failures the same.
- SourcesWhere the evidence comes from
- Payments export. CRM retry-rule configuration.
- Evidence labelHow proven it is
- SupportedThe evidence is consistent, but the counts are not yet reproduced.
- Value rangeWhat fixing it could be worth
- Not sized in this illustration. A real card gives a range from the brand’s own numbers, labelled by proof level. Never a single promise.
- Effort and ownerWhat it costs and who must act
- An engineering estimate, and the team that owns the retry rule.
- Not seenWhat the Analyst could not inspect
- Card-network decline reasons were not in the export. Unseen is never reported as healthy.
This example is illustrative. It is not a finding for any brand.